No Scrubs: TLC has advice about Mental Health Parity enforcement for the DOL
Part III In my "open comments about MPHAEA" series
Previously, in this newsletter’s series on a request by the Department of Labor to have more robust reporting about mental health parity1 we learned new things!
For new readers, the law in question is the Mental Health Parity and Addiction Equality Act (MHPAEA), which is part of the standards for health benefits, as regulated under ERISA.
The spirit of the law is mental health and general medical care should be equally accessible. The payers have used illegal treatment limiting strategies. These are called ”NQTLs,” and they are cheating on this principal. This series uses classic hip-hop to explain what we should tell the Department of Labor to do in this open comment period.
From Destiny's Child (Part I):
Cheaters —in MPHAEA speak, “NQTLs”—need to be caught in the act.
From Shaggy (Part II):
Lax rules around the behavior of Insurance Plans have led to exactly the Cheating one would expect—managed by denial of objective reality.
Today, we will continue our exploration of the DOL’…